Available Now · The Insurance Operating Platform
Agilis Ubiquity
The AI-native insurance operating platform. Launch a greenfield insurer, orchestrate around an existing core, or move the core itself to Ubiquity.
Insurance at the speed of business.
Ubiquity is AI-native from the core up. One data model. Decisions made where the data lives. Change released as configuration, not as a migration programme.
Three Ways In
One platform. Three entry points.
Start clean, build around the core you have, or replace it. The platform is the same.
Launch on Ubiquity
For greenfield insurers
New carriers go live on Ubiquity as their platform from day one: product, underwriting, policy, claims, reinsurance, accounting and distribution.
- One platform instead of a systems integration programme
- Products, rules and rates configured, not coded
- Distribution and portals open from launch
Modernise through Ubiquity
For insurers on an existing core
Keep your current core and put Ubiquity around it. No forced migration, no standstill while you decide.
- Faster underwriting and claims on top of the core you have
- Digital sales, portals and partner APIs without touching the core
- A migration path stays open, on your terms
Move to Ubiquity
For insurers replacing the core
Move the platform of record to Ubiquity one line of business at a time, on your timetable.
- Line by line, with both platforms running side by side
- Data, rules and transaction history move with you
- No big-bang cutover weekend
Intent to Outcome
From expressed intent to auditable outcome.
Every transaction runs on one record, and decisions are taken where the data sits. That is how underwriting and claims have been demonstrated end to end in under five minutes.
01
Intent
A product, a policy or a claim is expressed
02
Decide
AI-native underwriting and claims decisions on one canonical model
03
Commit
Policy, payment and accounting committed as one record
04
Fulfil
Endorsement, settlement, reinsurance and reporting follow the same record
05
Outcome
Every action on the record, ready for audit
What Ubiquity Does
One canonical model. Every line of business.
General, Life, Health, Pensions & Annuities and Takaful run on one record. Customers, brokers, agents and reinsurers all see the same facts, so nothing is reconciled after the fact.
Sell and distribute
Every route to market runs on the same product and the same record.
- Customer, broker and agent portals
- Partner and embedded distribution
- Banking channel journeys
- Open APIs and documented interfaces
Underwrite and decide
Decisions are taken where the data sits, not in a downstream batch.
- AI-native decisioning
- Product definition and rating
- Underwriting and referral rules
- Straight-through issue
Administer and settle
The policy and the claim are the same record, from issue to settlement.
- Policy administration
- Endorsements and renewals
- Claims and settlement
- Reinsurance
Account and comply
Money and regulation are part of the platform, not a reporting layer bolted on.
- Billing and collections
- Insurance accounting
- Jurisdiction and regulatory intelligence
- Full audit trail on every action
Lines of Business
The lines insurers actually run.
General
Personal and commercial lines, from motor and property to specialty risk.
Life
Individual and group life, with the policy and the money on one record.
Health
Medical schemes, member management, provider networks and claims.
Pensions & Annuities
Long-term savings and payout products on the same canonical model.
Takaful
A named design domain, with its participation and surplus model built in.
What Changes
What this changes for your operation.
Today
A new product is a release programme
On Ubiquity
A new product is a configuration change, released when the business is ready
Today
A claim moves through queues across several systems
On Ubiquity
A claim moves on one record, with the decision, the money and the audit trail together
Today
A new market means a rebuild and a local workaround
On Ubiquity
A new market is configured — regulation, accounting and language handled inside the platform
Built for Many Markets
Jurisdiction-aware by design. Available globally.
Regulation, accounting and language are handled inside the platform, not by bolt-ons. You enter a new market by configuring it, not by rebuilding the platform.
No Lock-In
Portability is a product obligation.
Your data, rules, products, decisions and transaction history stay yours, with documented interfaces and full exports. We would rather you stay because the platform earns it.
Questions
Ubiquity, answered.
Is Ubiquity a replacement core or an orchestration layer?+
Both, by design. Launch on Ubiquity if you are greenfield. Modernise through Ubiquity if you are keeping an existing core. Move to Ubiquity progressively if you are replacing it.
Does it work for General Insurance, Life, Health, Pensions and Takaful?+
Yes. Ubiquity is built on a canonical insurance data model that covers General, Life, Health and Pensions & Annuities, with Takaful as a named design domain.
How fast can it go live?+
Timelines depend on scope and integrations. In product demonstrations, underwriting and claims have completed end to end in under five minutes.
Are we locked in?+
No. Portability is a product obligation — your data, rules, products, decisions, evidence and transaction history remain accessible through documented interfaces and usable exports.
The Agile FT Ecosystem
Explore the rest of the platform portfolio.
Run Insurance
Agilis Core Insurance Suite
Supported core insurance infrastructure.
A unified core platform for General, Life, Health and Pensions & Annuities — covering product, underwriting, policy administration, claims, reinsurance, billing and regulatory reporting. Supported today, with a documented transition path to Agilis Ubiquity.
Explore →Grow Insurance
Agilis BancAssurance
Insurance through banking channels.
A supported embedded-insurance platform for banks, microfinance institutions and digital financial service providers. Today, bank-channel insurance journeys are delivered through Agilis Ubiquity — with a next-generation BancAssurance platform on our roadmap.
Explore →Govern Insurance
Agilis Sentinel
Lead with Clarity. Act with Confidence.
Executive intelligence for leadership teams. Sentinel turns signals into concerns, mandates and follow-through, then tracks each mandate to its outcome.
Explore →Ubiquity Briefing
See Ubiquity at operating speed.
An hour with our solution team on your lines of business and the right way in for you.